Serving North Central Illinois,
La Salle, Bureau, Putnam, Marshall,
Grundy and Livingston Counties
James T. Reilly
Jennifer Bunker Skerston
Q: What is disability?
A: Under Social Security law, a person is disabled when, due to a physical or mental condition lasting at least one year, they are unable to engage in any substantial or gainful employment.
Q: What is substantial gainful activity?
A: It is used to describe a level of work activity and earnings. Work is “substantial” if it involves doing significant physical or mental activities or a combination of both.
If you earn more than a certain amount and are doing productive work, it is generally considered that you are engaging in a substantial gainful activity. You would not be eligible for disability benefits.
Q: What is supplemental security income?
A: Supplemental Security Income (SSI) provides income for disabled persons who depend largely on limited income and do not have sufficient earning history to provide a source for benefits.
Learn more about your rights on Social Security. Call: