Q: What is disability?

A: Under Social Security law, a person is disabled when, due to a physical or mental condition lasting at least one year, they are unable to engage in any substantial or gainful employment.

Q: What is substantial gainful activity?

A: It is used to describe a level of work activity and earnings. Work is “substantial” if it involves doing significant physical or mental activities or a combination of both.

If you earn more than a certain amount and are doing productive work, it is generally considered that you are engaging in a substantial gainful activity. You would not be eligible for disability benefits.

Q: What is supplemental security income?

A: Supplemental Security Income (SSI) provides income for disabled persons who depend largely on limited income and do not have sufficient earning history to provide a source for benefits.